The New Year is a great time to set and prioritize your financial goals. This year, I’m all about doing things differently which includes my finances. I just completed my vision board and an area that I would like to work on in 2021 is financial success. Saving money is an important key to financial success. If 2020 taught us anything, it should have taught us that anything can happen, and it is always good to have savings for those rainy days.
We are a family of five so each month a large part of our budget is allocated to groceries. Reducing our grocery bill has always been a struggle for me because we like to eat and I don’t like clipping coupons. The United States Department of Agriculture says that the U.S. Average for November 2020 for a family of four for a moderate-cost meal plan is $1,130.00 and liberal plan is $1,332.40. Well, guess what? I spend around $1,500 a month on groceries and I’m trying to reduce that number by $200 a month. One app that I’m using to help me save on our grocery budget is, Ibotta.
First off – What is Ibotta?
If you’ve never heard of Ibotta, it’s a cash back shopping app that makes every purchase fun and rewarding. Ibotta now has a browser extension where you can shop from your desktop for grocery pick-up and delivery and more. On January 1st, Ibotta launched ‘Resolutions with Rewards,’ a month-long grocery sales event with cash back offers on grocery and other everyday items to help jumpstart your healthy lifestyle. Then on January 11th, Ibotta also launched the ‘Year of You’ to help make 2021 a little brighter and to allow consumers to focus on themselves, even when on a budget. So, whether you’re starting the year with resolutions or looking for rewards, Ibotta has your cash back.
By starting with Ibotta, you can earn cash back on hundreds of brands and retailers, both in-store and online. Ibotta partners with CPG brands and retailers alike, including Drizly, Overstock. com, Walmart.com, ULTA.com, and Hotels.com. Ibotta is 100% free to download and use on iOS and Android devices, and on desktop via their browser extension. There are no subscription fees or pushes for in-app purchases.
How does Ibotta work?
- Download The App – You can download the Ibotta cash back app here, and it’s available on iOS and Android
- Unlock the Rebates -Before you go shopping, unlock cash back rewards on great products by completing simple tasks
- Go Shopping – This is the fun part. Buy the products that you unlocked at any supported retailer
- Scan Receipts – Scan your product’s barcodes then submit a photo of your receipt
- Get Cash – You’ll have the cash deposited into your Ibotta account within 48 hours
Now you may be asking the most important question, how do I get my cash? Well, I’m glad you asked. Ibotta saves your cash and once your account hits $20 you can cash out via PayPal or directly to your bank account. You can even redeem your cash via store gift cards.
What does Ibotta offer?
If you have heard of Ibotta but haven’t used it in a while you will be surprised to know that Ibotta not only includes groceries. Ibotta shoppers receive cash back on products & services from online and in-store retailers, including:
– Beer, Wine & Spirits
– Beauty & Wellness
– Restaurants & Bars
– Crafts & Gifts
– Home & Electronics
I’m returning to the 9 to 5 life so seeing clothing on this list makes my heart happy. I can now get cash back at my favorite retailers such as Gap, J.Crew, Banana Republic, Bloomingdales, Loft, and many more. I was able to save a percentage on this super cute outfit.
Ibotta is a simple to use cash back shopping app that can help you save money and help you reach those financial goals that you have set for 2021. New shoppers can receive up to $20 in welcome bonuses and Ibotta launches new offers each week. I check the app at least once a week to see what new offers Ibotta is offering. Download the app here and happy savings! You won’t regret it.
More to come…